I don't know that there's a good catch all. When I worked in a studio we'd typically start with a 57 )and experiment with axis, distance and cone placement) and maybe a TLM103 a 414 distance. For acoustic instruments the starting point was something like a KM84i or two and a U89 or the 103 and maybe a ribbon as well. That was true of anything from an upright or a guitar (usually one focused on each bout) to a grand. Now, if we had something else in at the time in at the time we give anything a shot. Basically for a whole group (rock bands to string quartets) we'd set a day aside to mic the session.
/long winded rant
What I'm trying to say is, there's not one catch all that I know of, but normally a dynamic and a condenser made a good pair. Now, you don't have to drop a few grand on a TLM103 and a KM84i. MXL, Blue and AT make respectable mics in the sub $100 range that can get you up and moving.
I guess I should have asked if you're recording or doing sound reinforcement first. for live applications you'll see the AT451 everywhere on every thing from mando to guitar to fiddle. Makes a great hi hat mic too.