In general, the best practice in terms of noise performance is to apply gain at the earliest stage possible. That's because gain applied at later stages amplifies the noise of all previous stages in addition to amplifying the signal. Can be measured.. how much it really matters depends on perception.
It may be that there is not actually a restive pad inserted into the line-in path of these recorders, but instead less gain is applied, via increased feedback gain or whatever. Could measure EIN / do some listening tests to determine if it matters.
I have a Zoom F6 and Oade 248 and have wrestled with this. I like the 248 sound but I think you can nearly reproduce it with FX plugins and EQ in post. And the F series preamps seem to do a very good job making a clean recording. So I've decided I want to make the cleanest original recording and preserve the ability to manipulate it as technology and my preferences evolve.
This is my philosophy. Advantages are simpler and lighter with less potential points of failure on the recording side of things, along with a clean slate for whatever I might want to do to it later. The drawback is that it shifts the effort over to the post side, and I completely understand wishing to keep what gets done after recording as simple and streamlined as possible.
As an alternate post-production technique to get the "coloration" of a particular preamp, try recording direct into the recorder and then running the output of the recorder through the preamp afterward- into another recorder, into an interface to the computer, or via looping back to the same recorder, playing and recording simultaneously, which I believe the optional "musician feature" or whatever its called enables for SD MixPre recorders.