44.1Khz in PCM is above the limit if human hearing.
Men, in particular, don't hear much above 18Khz of audio wave, which in PCM, less overhead for quantization, is 36Khz of bitrate.
Allow for margins, and bit handling. 44.1 became the CD magic.
48Khz is well over 20Khz of musical resolution and everything above it is of debatable use.
Everyone wants to have magical golden ears.
I've never once seen anyone reliably, double-blind pick the 24/96 from the CD rate on the same DAC and playback system.
I like to read of such things, and if you have a reputable resource that offers differing outcomes, please post it.
"Neil Young's soundman swears he can differentiate" as far as I am aware has not been demonstrated.
By the way, more power to you if you want Hi-Res, storage is inexpensive these days.
I do it just because I can, as I watch the processing that shows me that I'm being excessive.
So, I wouldn't freak about Apple rate if it sounds good to you.
There have been changes and many ways around the limit in recent years.