Not a ridiculous question at all! The phantom-powered microphones that I'm most familiar with (Schoeps and Neumann) use class-A bias in their output circuits, and thus draw the same current at all signal levels. I certainly don't know the circuit of every microphone in the world, but I've never heard of any phantom-powered microphones in which the current consumption varies with the output level. If it did, the supply voltage would vary along with it because of the resistance through which the powering is provided.
Again, that doesn't mean that it can't possibly happen--the IEC standard for phantom powering doesn't state that the voltage or current must (or in standards jargon, "shall") remain within any particular tolerance limit over time, for example. But some preamps with instrumentation-type input circuits might be upset by all the DC shifting that would occur, I would think.
--best regards