Thanks for the response TheJez! Right now my stack is Sound Professionals SP-EHB-2 -> mini 12vdc battery -> USB-C Dongle -> USB Audio Recorder Pro -> Samsung XCover6 Pro. I've got two USB-C dongles, and I haven't figured out which one is better yet. The Sound Professionals sp-sapm-1 is showing up as stereo 16bit, 48kHz on the app, while the Sabrent AU-UCMA is showing up as mono 24bit, 96kHz. I would say I care more about the quality of the audio than whether it has two channels, so I'm leaning towards the Sabrent option, but I'm super inexperienced and am open to learning.
Don't record in mono. Even if the other option is a lower bit or sample rate you want to record in stereo - especially if you are using binaural mics. Think about how it would sound if you only had one ear...
It's doubtful you'll hear any difference between recordings made at 16/48 verses 24/96 with that rig. However you will most definitely hear a big difference between mono and stereo recordings made with it.
A 24/96 file isn't higher quality than 16/48. It is capable of a lower noise floor and of storing higher frequencies that are well above the range of human hearing. The rest of the recording chain may or may not be able to take partial advantage of those things, but even if so, if set properly a concert recording made at 16/48 is going to sound the same. It is possible there may be audible differences that arise from differences in the dongles other than recording rate. That's not especially likely but possible. In contrast, a stereo recording will be immediately recognizable as sounding
better [different] than mono upon comparison of the two.
[edit to dial that back a bit- "better" is a subjective judgement, yet one most listeners agree with. I've no qualms saying that stereo recordings of live music are far more compelling for me.]Also, stereo 16/48 requires 1/3 less storage space than 24/96 mono:
16/48 stereo consumes ~660MB per hour.
24/96 mono consumes ~990MB per hour.