Well, I figured out how it happened, cuz I reproduced it (I caught it this time, at least). So, in case somebody else evern needs to know:
It appears to reset sampling rates if the optical cable is unplugged while the iRiver is switched on in standby and/or if you try to press "record" before you have plugged in the cable (it seems that if the source is selected as digital, the unit won't start recording UNTIL the cable is seated in position). The soluution is a simple reboot, then plug in BEFORE going to record.
FWIW.